What to Do If I Can’t Afford Drug Rehab

State Funded Rehab

While private rehabs can be extremely expensive, some rehab options are actually free. These options are funded by your state as a public service. They provide the same therapies and recreations that private rehabs offer, although you’ll find fewer luxuries in a state-funded rehab. Some rehabs aren’t free but are subsidized, meaning that while you’ll still pay some money, it won’t be the large amount that you would have paid for private rehab. Try searching for “free rehab near me” or “free and low-cost rehab” to see your potential options.

Insurance

If you have health insurance, your plan may cover some or all of your rehab costs. Check your insurance company’s website, or call the company to find out if your plan covers rehab. Your insurance card will have the information that you need to contact the company. Medicaid and Medicare also offer assistance.

Outpatient Rehab

Outpatient rehab provides a less expensive option than inpatient rehab. In outpatient rehab programs, patients don’t live at the facility. Instead, they report to the facility on a regular basis for therapy. Because these facilities don’t house participants, the cost of running them is far lower than the cost of running inpatient programs. As a result, participants don’t have to pay as much for outpatient rehab as they would for an inpatient service.

This option is best for those who have milder addictions or those who are in the beginning stages of an addiction. For those with more severe substance use disorders, inpatient rehab is the best option.

Faith-Based Rehab

If you’re a religious person, a faith-based rehab program may work well for you. These programs focus on recovery from a spiritual standpoint. In addition to the usual individual and group therapies, you’ll also have the chance to explore your faith with other like-minded people. Some of these programs are free, running on donations from church members or other spiritual community members. Other faith-based programs that are not free may still offset some of the costs through donations.

Scholarships and Grants

You might also search for rehab scholarships and grants. Grants are often funded by the government, while most scholarships get their funds from private or corporate donations. These options may pay for part or all of your stay in a private rehab facility. Scholarships and grants are usually tied to a specific facility, so you may have to ask a staff member from a particular rehab center if they have a scholarship fund.

Sliding Scales and Payment Plans

Some rehab facilities offer a sliding scale, which means that the bill is adjusted based on the patient’s income. Those who can afford to pay the full cost will do so, and those who can’t afford the cost will pay a smaller amount. Some facilities that provide the sliding scale option may require proof of income to determine the participant’s bill. A fair number of programs also offer payment plans so that you can pay your bill in increments instead of all at once. These options differ between facilities, so if you’re interested in a particular program, call and ask if they offer these payment plans.

A Combination of Options

Remember that when it comes to paying for rehab, you’re not limited to just one of the above options. You can use several of them to cover the cost of your rehab program. For example, maybe you can participate in a program that has a sliding scale and then use scholarship funds to pay the difference. Whatever you do, always remember that you have options. You deserve a full recovery, and these financial options can help you reach that full recovery.

We Can Help You Figure It Out

Of course, sometimes having this many options can cause unnecessary stress. We get it. The good news is that we’re here to help you sort out your options. At Rehab Info, we offer information and advice about your rehab choices.